RESOURCES Helpful Links U.S. Office of Personnel Management (OPM) — FERS Overview (RI 90-1) https://www.opm.gov/retirement-center/publications-forms/pamphlets/ri90-1.pdf?utm_source=chatgpt.com OPM — CSRS & FERS Handbook https://www.opm.gov/retirement-center/publications-forms/csrsfers-handbook/ OPM — Retirement & Insurance Forms / Pamphlets page https://www.opm.gov/retirement-center/publications-forms/ FERS Annuity Calculator (OPM) https://www.opm.gov/retirement-center/calculators/federal-ball-park-estimator/ FEGLI Calculator https://www.opm.gov/retirement-center/calculators/fegli-calculator/ CSRS Retirement Guide (RI 83-1) https://www.opm.gov/retirement-center/publications-forms/pamphlets/ri83-1.pdf Thrift Savings Plan (TSP) — “Getting Started” Guide https://www.tsp.gov/ Social Security Administration (SSA) https://www.ssa.gov/ Medicare & You Handbook https://www.medicare.gov/ Defense Finance and Accounting Service (DFAS) — Military Service Deposit / Buy-Back Info & Calculator https://www.dfas.mil/CivilianEmployees/militaryservice/militaryservicedeposits/ These materials are sourced from publicly available federal government resources. Appalachian Financial Literacy Group does not claim ownership of any external content.